DO DIVIDENDS AND BETTER LOAN TERMS REALLY EXIST?

One of our fundamental concepts is that all surplus from our operations is returned to you as a member and borrower. That’s why you receive dividends based on the ordinary interest you’ve paid on your loan during the year. The size of the dividend is decided each year by Landshypotek’s Annual General Meeting (AGM).
Currently, 70% of dividends are deposited to your personal contributed capital account. The account balance grows until it equals 8% of your capital debt. Thirty percent of the dividends are deposited to your members’ savings account (Medlemskonto). As a farm or forest owner, you would be hard-pressed to find better terms for the financing of your property and business.